Upstream Actions
Downstream Results
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Infinite Banking for Small Business Owners
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What We Do
We help business owners, entrepreneurs, and households obtain financial sovereignty. We believe that saving and production drives real economic growth. We believe small business owners and entrepreneurs, who safely and efficiently build, leverage, and allocate capital to profitably produce the goods and services that customers want and need, serve as the bedrock of our economy. And lastly, we believe the role of a consultant should be to help clients increase control, mitigate risk, drive organic growth, and monetize value.
Swimming Upstream
Today's Western financial system is plagued by flawed ideas, which has Americans going against the flow.
Build & Protect Capital
Policymakers foolishly believe spending and consumption drives economic growth, and as a result, our lack of sound money and fragile fractional-reserve banking system prevent people from generating consistent, safe, and positive real (after inflation) returns on their capital. As a result, many choose to spend cash on depreciating assets or risk capital in public markets trying to obtain a higher return.
Drive Organic Growth
Academics assert that the purpose of a corporation is to maximize current shareholder value, and therefore, ignore the role cognitive empathy plays in capitalism. Instead of focusing on continuously creating value for customers through prudent capital deployment, this has companies seeking out short-term solutions such as heavy investments in marketing or cost-cutting measures that hinder long-term growth.
Control & Leverage Cash Flow
Advisors convince clients to defer capital management to third-party "experts." As a result, Americans grapple with with substantial financing costs and rely on external creditors to sustain operations. The inability to capture, control, and safely leverage these cash flows hinders capital growth, and as a byproduct, reinvestment. The "experts" then get paid hefty fees to risk your savings in volatile markets they don't control.
Monetize Value
For those who successfully manage capital and consistently add value for customers, wealth often remains illiquid, tied up in business operating assets or taxable equities that rely on timely exits. Consequently, they struggle to unlock this value without jeopardizing the business itself or facing substantial tax burdens. Lastly, many see retirement as the ultimate goal, yet fail to understand and plan out their exit.
Infinite Banking
The Foundation For Financial Success
Cash flow management is the #1 financial issue small businesses, entrepreneurs, and households face. You continuously see capital flow in one door and quickly out the other while dishing out thousands of dollars in interest to third parties. We believe the solution for most is Infinite Banking, which is the process of safely growing and leveraging your capital using a specially designed, dividend-paying Whole Life insurance policy from a mutual company. This allows you to maintain control of your capital and provides you with a far superior way to save, finance, and invest.
Success starts with saving, and due to our fiat money and fractional reserve banking system, you rarely get paid attractive rates of return to save in bank accounts. Infinite Banking serves as a sound money alternative, giving the people the ability to generate tax-free returns on their capital if structured properly.
Rather than relying on external loans (heavy interest costs) or paying cash (lost opportunity costs), business owners can increase the efficiency on their capital by safely leveraging it, allowing them to keep their savings compounding while still accessing capital to buy the things they need.
We start off helping clients establish a privatized banking system that allows them to build and protect capital. We show them how to control and leverage the cash flow that continuously runs through their balance sheet. We prioritize risk mitigation strategies and build an infrastructure that prepares the client for capital growth.
Take Control & Manage Risk
We help owners establish a benchmark by conducting a thorough product, brand, and business assessment. We then create a plan for owners to increase value by differentiating themselves from competitors. Once the business has demonstrated its success, we turn on the faucet with creative marketing strategies.
Drive Growth
Clients need a place to save capital for retirement, but as opposed to most financial advisors, we show them how to unlock value and invest wisely. We help clients learn about and navigate through numerous exit strategies. Lastly, we help the clients formulate a plan for life after business.
Monetize Value
Business Consulting
Infinite Banking starts business owners off on the right foot by achieving financial sovereignty. However, our comprehensive consulting approach assists owners in three key areas, in which we help owners navigate early business stages through the creation of an infrastructure for expansion and product delivery, uncover organic growth strategies, and prepare for an exit.